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How to use
- Enter Property price.
- Enter Down payment %.
- Calculate, then verify which items are included in the definition before comparing.
How it is calculated
Down payment = price × rate ÷ 100; financing = price − down payment
Example
A 1,000,000 property with 20% down means 200,000 down payment and 800,000 remaining financing.
Important notes
Actual financing may depend on appraisal, fees and credit limits. This calculator only splits price between down payment and financing.
Worked examples and interpreting results
| Case | Calculation | Result |
|---|---|---|
| Down payment | 1000000 × 20 ÷ 100 | 200,000 |
| Financing | 1000000 − 200000 | 800,000 |
Frequently asked questions
Does the down payment include closing costs?
Not in this calculator. Closing costs are separate unless your transaction defines otherwise.
Are these rates legally required?
No. This is a general math tool; actual fees, rates and rules vary by contract, provider and jurisdiction.
How should two scenarios be compared?
Use the same period and cost definitions, and change one variable at a time where possible.