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How to use
- Enter Monthly rent collected.
- Enter Monthly operating expenses.
- Enter Monthly debt service.
- Calculate, then verify input definitions before comparing properties or periods.
How it is calculated
Cash flow = rent − operating expenses − debt service
Example
Rent 7,000 less 1,800 operating expenses and 3,200 debt service gives 2,000 monthly or 24,000 annualized before other items.
Important notes
Avoid double-counting expenses already included in operating costs. Include realistic vacancy and maintenance allowances if they are not already reflected.
Worked examples and interpreting results
| Case | Calculation | Result |
|---|---|---|
| Monthly cash flow | 7000 − 1800 − 3200 | 2,000 |
| Annualized | 2000 × 12 | 24,000 |
Frequently asked questions
Does depreciation reduce cash flow here?
Depreciation is generally non-cash, so it is not subtracted as a direct cash payment in this calculator.
Should inputs cover the same period?
Yes. When comparing income, expense, balance or price figures, keep the period and definitions consistent.
Is the result a final property valuation?
No. The calculator gives a numerical relationship only; real decisions also depend on location, market conditions, taxes, financing and risk.